Implement a three-tier skill system (bundled/managed/workspace) that
extends Flynn's abilities via SKILL.md instructions injected into the
system prompt.
- SkillManifest/Skill types with requirements gating (OS, binaries, env)
- Loader: discovers skills from directories, validates manifests,
checks system requirements, infers manifest from SKILL.md if missing
- SkillRegistry: holds skills, generates system prompt additions,
supports override by name (workspace > managed > bundled)
- SkillInstaller: copies/removes skills in managed directory with
upgrade support
- Config: add skills.workspace_dir, managed_dir, bundled_dir options
- Daemon: loads all skills at startup, injects available skill
instructions into the system prompt
- Tests: 45 new tests (loader 22, registry 11, installer 12)